Protecting Your Real Estate Investment
Investing in real estate is an exciting venture that can offer substantial returns. However, like any investment, it comes with its own set of risks. At EPIC Impact Investors, we understand the importance of safeguarding your capital. With projects thriving in Chicago, IL, and Atlanta, GA, we’re here to support your real estate ambitions. Here’s how we ensure your investment is not just promising, but also protected.
A Foundation of Security
Our approach is rooted in a conservative yet effective strategy. We initiate every investment with a 65% After-Repair Value (ARV) threshold. This means we ensure there is enough equity in your property to cover potential foreclosure expenses, safeguarding your investment right from the start. Our methods are meticulously calculated to protect your capital while fostering the success of your project.
Legal and Financial Safeguards
Loan and Security Agreement: Our agreements clearly lay out borrower obligations and loan terms, eliminating ambiguity and securing your investment.
Collateral-Backed Loans: By securing loans with tangible property value, we reduce your investment risk, ensuring that in the case of default, the property can be foreclosed to recoup investments.
First Position Liens: Our legal framework guarantees that investors have first dibs on repayment from the sale of the property in foreclosure scenarios.
Detailed Remedies for Default: We clearly define what constitutes a default and outline the remedies available to protect your investment, including debt acceleration, foreclosure, and seizure of collateral.
Enhancing Security Through Documentation
Secured Promissory Notes and Mortgages or Deeds further solidify your investment by legally binding the borrower with property-backed promises and legal title transfers.
Assignment of Leases and Rents ensures you have the right to future profits from leases and rents, providing an additional layer of security.
Fixture Filings and Personal Guarantees mean that every aspect of your investment, down to the fixtures and guarantees by individual borrowers, is protected against default.
Insurance and Certifications
Builder's Risk Insurance covers buildings under construction, ensuring your investment is protected against unforeseen damages.
Certificates like the Non-Owner Occupancy and Business Purpose Loan Certification confirm the property's and loan's intended uses, aligning with legal and insurance protections.
The EPIC Promise
By employing a robust legal framework and ensuring each investment is capably safeguarded, EPIC Impact Investors not only protects your capital but also maximizes the potential for significant returns. Our carefully curated safeguards, from conservative LTV capping to fully documented legal protections, are designed to secure your peace of mind as much as your financial growth.
Join Us on Your Next Investment Journey
If you're ready to embark on your next fix and flip project, or if you're simply looking for a secure avenue to invest your money in real estate, EPIC Impact Investors is here for you. Visit us at epicimpactinvestors.com to fill out a loan application and discover our free resources. And for more insightful information into making safe and rewarding real estate investments, subscribe to our YouTube channel.
Remember, at EPIC Impact Investors, we’re not just about funding your projects; we're about building your future, securely and successfully. Until next time, happy investing!